Health Insurance

I have written on this subject a number of times and each time I address the topic a wide variety of responses come back.  In the past I have attempted to be even handed and even cautious when discussing health insurance.  This will not be the case today.

Two weeks ago, we received notice that DOOR could expect a 95 percent rate increase in its group health insurance policy beginning August 1.  For DOOR to cover my family alone, the cost is projected to go from $900 to $1,700 per month.  The $1,700 gives us the “privilege” of only having to pay a $6,000 family deductible before insurance starts to pay at a 100 percent level.  But this part of the discussion is only theoretical.  Last week, it was decided by the Executive DOOR board to cancel the group plan.

As of August 1, our family and all DOOR staff who participated in the group plan will be on their own.  This was a heart-wrenching decision for the board.  But it was the only decision possible. Like everyone else, DOOR cannot spend money it does not have.

As you might imagine, this whole situation is keeping me up at nights and leaving me with lots of questions.

What health options are out there for my family and the rest of the DOOR staff?

What will those on staff with “pre-existing” conditions do? 

How do the folks at Assurant Health and CIGNA even live with themselves?

Is it even reasonable to call ourselves a Christian nation when so many run out of or don’t have access to decent health care?  It was James who said our religion could be defined by who we cared for.

Why is it that most folks who define themselves as “pro-life” are also the strongest supporters of the current health system?  Doesn’t life also include access to health care?

Will we ever find the courage as a nation to create a health care system where everyone has access?  It seems to me that this is the right and Christian thing to do.

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